Lifestyle
Six-figure earners Natalie Fisher, 25, and her husband Keldon, 30, decided to go on a financial diet after struggling to understand where their money was going. .
6 digits is not what it used to be.
A West Coast couple, each earning $100,000, struggles to pay the bills in today's inflationary economy and affords small luxuries like expensive gym memberships, vacations to Europe, and trips to local restaurants. He revealed that he had no choice but to refuse, raising an eyebrow.
Natalie Fisher, 25, and her partner, Keldon, thought they had found a successful job in Seattle's technology industry.
However, after struggling to raise $20,000 for a wedding a while ago, the lovers soon realized that they had no idea where their money was going.
In a recent social media post that went viral, Natalie opened up about how the pair decided to “downgrade” their lifestyle in 2024 in order to take control of their finances. Cost of living.
“My husband and I consider ourselves middle class,” said Fisher, 25, a content creator.
“We live in the greater Seattle area and both had 9-5 jobs in the tech industry. We both made over $100,000 and were looking to make more money. “I started to value myself more,” she admitted.
“A big reason we decided to downgrade our lifestyle was because we didn't know where our money was going.”
“Just five years ago, we were broke college students. As we started earning more money, we started taking better care of ourselves.
“We weren't really worried about spending money…We found it became very difficult to keep track of how much we spent.”
They live in a relatively modest two-bedroom apartment in Seattle with a $2,378 mortgage, and although they don't own a car, they pay $208 for luxury gym memberships and pay $100 per bottle. Dollar manicures and pedicures, $60 dinner checks, and other expenses have depleted my bank account. Much sooner than they expected.
Now it's all gone, Fisher said. Since the beginning of this year, they've been avoiding restaurants completely and cooking more at home. They're now running instead of going to the gym, evaluating their credit cards and getting rid of the ones with the worst fees.
“I was living beyond my needs. I want to increase my savings significantly, but I feel like I'm spending too much, so I'm trying to find balance this year,” Fish said. .
How much did Fishers spend in 2023?
- Mortgage: $2,378
- Bill: $1,163
- Gym membership: $416
- Food: $524
- Eating out: $300
- Shopping for clothes: $430
- AC: $105
- Savings: $0
- Total: $4,601
What you plan to spend in 2024
- Mortgage: $2,378
- Bill: $753
- Gym membership: $0
- Meal: $227
- Eating out: $0
- Clothes shopping: $10
- AC: $0
- Savings: $400
- Total: $3,368
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