Pet owners on Petsy's Top Cover Plan (no customization) receive 90% reimbursement for veterinary costs. This is slightly higher than the industry average of his 80%.
Petsy's Top Cover plan stood out from other pet insurance companies in that it had no minimum terms when making a claim. For example, it's common for insurance companies to add an annual subsidy limit, such as $1,500 for her treatment for tick paralysis, but that limit can be reached quickly. Similarly, routine care such as vaccinations, desexing, and deworming are also included in the coverage, which is not common in pet insurance.
Unfortunately, Petsy does not offer GapOnly services to its customers. This means that those with Petsy Top Cover pet insurance must pay for their veterinary visit upfront and then request reimbursement of the cost through their provider.
Learn more about what's included and excluded in Petsy's top covered pet insurance plans below.
Are spay/neuter surgeries covered?
Yes, Petsy's top coverage plan includes routine care, which includes spaying/neutering (also known as neutering).
What about older pets?
No, Petsy pet insurance does not cover older pets. Our top coverage policy covers cats, dogs, puppies, and kittens from 6 weeks old to under 9 years old.
Is there a lower limit to tick paralysis?
No, there is no lower limit to tick paralysis. In fact, there is no floor limit at all on a Petsy Top Cover pet insurance policy.
Is dental insurance covered?
Yes, dentistry is covered by the Petsy Top Cover plan. There are no applicable annual limits or sub-limits.
