Share tips and best practices
property
Written by Terry Ganquanco
As the Farmer's Almanac warns of a “polar spring,” QBE North America is working to provide advice and best practices aimed at helping businesses prepare for the potential weather-related challenges that lie ahead. Masu.
Ted Cabaniss, assistant vice president of field surveying at QBE North America, emphasized the importance of companies being aware of the potential risks associated with periods of uncertainty.
To address expected weather fluctuations, QBE North America advocates a comprehensive approach that includes planning, inspection and maintenance, and cleaning.
Businesses are encouraged to easily access and become familiar with utility shutoff valves such as water, gas, and sprinkler systems. It is also recommended that you re-evaluate and improve your business continuity plan and include alternative suppliers to address possible disruptions. Additionally, we recommend that all team members develop emergency plans on a regular basis.
In terms of maintenance, companies need to commit to regular maintenance of their vehicles, such as checking the brake system, tire pressure, oil level, etc. It is also wise to assess and trim trees and landscaping to reduce the risk of structural damage and power supply interruptions.
Regular inspections of plumbing, pipes, and outdoor spaces are also important to prevent water leaks and other damage. Maintenance efforts should also extend to electrical systems, including backup generators and outdoor lighting.
From a cleanliness perspective, important steps include removing clutter and debris from the premises, safely disposing of unused flammable materials, and properly storing necessary chemicals. In addition to maintaining air quality and effective drainage, gutter and drain cleaning and roof inspections are also part of mitigation.
In the unfortunate event that property damage occurs, QBE will advise you to take prompt and thorough measures to mitigate further losses. These include conducting a damage assessment as soon as it is safe to do so, inspecting fire safety systems for damage, extensively documenting the damage, and ensuring that damaged equipment is professionally cleaned and assessed. This includes things such as:
Monique McQueen, Vice President of Property Claims, QBE North America, commented: Contact your insurance company to review your policy and discuss any changes to operations, property, or employees to ensure you are properly compensated. ”
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